Set the barre high when covering your business with dance studio insurance.
Your business relies on your building to operate.
Your dance studio—the very structure itself—is the lifeblood of your business. Damage to the building could mean a temporary shutdown or even permanent closure. Having insurance coverage that keeps this vital fact in mind could be what allows your business to continue to operate.
Protect your business with dance studio insurance.
Dance studios also have to factor in risks other businesses don’t. For example, a dance student could fall and get injured or a parent could make a claim of discrimination or inappropriate behavior against your business. All claims need to be defended, even unfounded ones, and this can be costly.
Understanding the risks unique to dance studios.
Teaching dance is physically demanding and comes with the risk of injury. If one of your instructors is injured on the job, you’ll need to rely on your workers’ compensation coverage. If a flood or fire damages your equipment, you’ll be glad to have business personal property insurance. By understanding the intricacies of your industry, you don’t have to settle for one-size-fits-all commercial insurance, you can instead have a dance studio insurance policy to help cover your industry-specific needs. Here are some coverage options that are specific to the dance studio industry:
Additional coverage options to consider.
Even specialized businesses like dance studios need the basics, so you’ll want to explore general liability, cyber liability, and employment practice liability insurance, too. These are some of the coverages you’ll need to consider from a business perspective to cover the risks of operating a business.
Want to learn more about how dance studio insurance can help protect your business? Contact us to go over your dance studio’s needs and your coverage options.