Home Inventory Checklist

Here’s why it’s worth going to the trouble of documenting every valuable item in your home:

• You’ll know what you have and if your insurance coverage will cover you completely in the event of a loss
• If you experience a loss, the claims process will be faster and easier
• You may need it for estate planning purposes
• It can help you keep track of valuables if you move or store things outside your home
• A home inventory can provide peace of mind

How should you conduct a home inventory?

To complete a full home inventory, walk through every room in your home and identify all of the contents. It is also wise to take photographs or make a video of all of your possessions and keep this media documentation with your list. Then, place all of this information into a fire-proof safe or safety deposit box at your bank.

To put together a home inventory yourself, follow these simple steps:

Use a camera or your phone to take pictures.

Photograph one room at a time.

Take multiple shots from different angles, documenting the contents and how they are set up. Four to six images per room should be sufficient.

Photograph any high-value items, collectibles, or extremely unique pieces individually.

Remember to look in drawers, closets, attics, or basements for valuables – and don’t forget handbags.

Consider these tips when taking pictures of special items:

1. 1. Artwork – Take pictures of the artwork from multiple angles to avoid potential glare from head-on shots. Record the artist’s signature, medium, title, date and edition number if applicable.
   2. Jewelry –Take close-ups of jewelry in good, natural light using a macro lens.
   3. Silver and china – Document one full place setting and capture the marking or hallmark, if possible.
   4. Valuable rugs –Take pictures of the front and back of the rug to verify how it is made.

Electronics and appliances –Take pictures of the pieces as well as their serial or model numbers.

Organize your list.

• • • Group together less valuable items into one entry, such as decorative items, sporting goods, kitchen goods, etc.
    • For individual items, list quantity, maker, artist, and value, if known. Include the image ID associated with that item.
    • Reference any invoices or receipts you have kept, to document detailed information such as purchase price or value.
    • If you don’t have time to create a spreadsheet or would like the capability to attach invoices, etc. to your inventory, try using an inventory app or home management software, such as HomeZada.

Keep your inventory in a safe place.

Store your home inventory in more than one location outside your home, such as an electronic backup, office, or with a family member.